Know Whether You Have an Insurance Claim
We find time is the biggest problem resulting in a mold claim. The longer it sits, the more it grows. The more it grows, the harder it is to deal with it.
Time is the primary factor for determining the viability of mold damage insurance claims. Homeowners insurance does cover mold, water, and fire damage issues. A large percentage of our referral work is through major homeowners insurance companies.
However, there are factors where the homeowner may be at fault and denied coverage. For instance, a homeowner may wait too long to resolve the problem after a water damage event. The keyword for coverage is “preventable.”
All water-based damage events have a strong possibility of generating mold. The sooner the home or business owner address the water damage problem and contacts their insurance company, the more likely the claims process will work in your favor. You’ll see this speedy attention results in fewer damages to your home, saving money.
Do You Need to File an Insurance Claim? Call ERS First!
If your home or business has suffered a water damage incident, give us a call before calling the insurance company. Our familiarization and trusted relationships with insurance companies make the process smoother for you.
We provide DIRECT BILLING to many insurance companies. If not listed, be assured the insurance industry well recognizes our pricing program.
Insurance Companies We’ve Worked With
- AAA
- Acuity
- Allmerica
- Allied
- Allstate
- American Family
- Atlantic Mutual
- Bituminous
- Chubb
- Citizens
- CNA
- Country Financial
- Encompass
- Farmers
- Farm Bureau
- Fidelity National
- Fireman’s Fund
- Foremost Insurance Co
- Hartford
- Liberty Mutual
- Metlife
- Nationwide
- OneBeacon
- Ohio Casualty
- Safeco
- State Farm
- Travelers
- United Property & Casualty
- USAA
- Vanguard Fire and Casualty